Letter of Credit

A letter of credit, or "credit letter" is a letter from a bank guaranteeing that a buyer's payment to a seller will be received on time and for the correct amount. In the event that the buyer is unable to make a payment on the purchase, the bank will be required to cover the full or remaining amount of the purchase. It may be offered as a facility.

Pre Shipment Export Finance

Through pre-shipment export financing product, Trade Finance Funds will advance funds to you (or directly to your vendor) to purchase finished goods or raw materials, and fulfil verified orders from overseas importers.

In Transit Export Finance

In this form of funding the Funds can provide financing to the exporters once they have delivered the goods to the nominated agent of funds. Unlike most conventional lenders, the fund accepts in-transit inventory as collateral.

• Availability of additional working capital
• Improves your working capital efficiency
• Boosts your liquidity
• Timely digital release of your goods rather than paper-based lender methods.
• Improves cash flow forecasting
• Boosts your competitiveness by allowing your importer to pay on/after arrival, rather than at shipment
• Gives you a better scope for negotiation with the importer

In Transit Import Finance

In this form of funding the funds can provide financing to the importers from the time their exporter delivers the goods to the nominated agent of fund . When cargo arrives (or later, if agreed), the importer will pay the Fund . Unlike most conventional lenders, the fund accepts intransit inventory as collateral.

• You can now borrow against your inventory “on the water” unlike with most lenders
• Improves your working capital efficiency
• Boosts your liquidity
• Facilitates a price discount from your exporter for early payment
• Potential to extend your credit beyond arrival of goods (subject to credit evaluation)
• Improves your relationship with your exporter through early payment of your invoices when due.
• Timely digital release of your goods rather than paper-based lender methods.
• Improves cash flow forecasting• Boosts your liquidity

Warehousing CMA/CMC Funding

Warehouse Receipt Financing is a form of secured funding in which the client delivers legally valid documents of title to the lender that grant security or out right ownership of the commodity to the Lender. Warehouse Receipt Financing provides the Lender with the capability to finance related commodities in storage facilities that may be owned or leased by the client. Any commodity that is actively traded may be financed under WHRF. The commodity must be stored in an approved storage facility, managed by an independent CMC for & on behalf of the Lenders. The structure necessitates that the CMC that issues the Warehouse Receipts, creates a legally independent storage facility.

Export Factoring

Export Finance is a working capital solution that provides you with funding up to 80% of invoice value as well as with the protection against the overseas importer’s financial inability to pay (e.g. insolvency and protracted non-payment for undisputed invoices).

• Protects against your importer’s financial inability to pay
• Saves your time and resources to collect invoices
• Improves your financial metrics, such as days sales outstanding
• Accelerates your cash flow
• Additional source of working capital
• Streamlines your physical and financial supply chains
• Off balance-sheet finance as it may fulfil 'true sale criterion.